DailyWorth

By DailyWorth Team Sent: Tuesday February 16, 2010

($) dailyworth sponsored post

Wracking your brain to come up with a smart gift for someone in your life? Here’s a little secret: You can give something that’s easy for you and them. A prepaid debit card. Load it up with as much you want, and voilà! They can spend it pretty much wherever they want – until it runs out. Even better, it’s more flexible than a gift card and safer than cash. So who’s on your list for a prepaid debit card?

	Start with a skeptic like Grandma. She’ll love the idea of risk-free online shopping with prepaid debit card. It's insured by the FDIC, so even if her card number is lost or stolen, she’s not responsible for any spending other than her own.
	The same goes for your sister the shopper. But there’s an added bonus: A prepaid debit card will help her get her swipe-and-sign impulses under control. Once she’s blown the amount on the card, that’s it. And no interest or finance charges (although some fees do apply).

It makes a great present and it’s super convenient—a prepaid debit card can be used any place that accepts Visa. But unlike a regular debit card, it's not connected to a checking account, so she'll have to budget.

You can even give the Pink debit card to a friend, and a portion of what she spends will go to breast cancer research.

Get a prepaid debit card from ACE Cash Express and discover just how smart and easy gift-giving can be.

Brought to you by ACE Cash Express 2010.