
Erica Sandberg is a national credit expert and columnist for CreditCards.com. She is a frequent guest on PBS Nightly Business Report, ABC News GoodMoney, and many other money shows. Sandberg is the author of Expecting Money: The Essential Plan for New and Growing Families.

Stephanie, 30, is a full-time working mom to two girls, ages 4 and 6--and a domestic violence survivor. She's been able to start a new life since her divorce, but without any child support her budget is a monthly trainwreck.
The Budget Fix
The Gist
Stephanie has a $500 hole in her budget, but Erica Sandberg says she can close it—even with a deadbeat ex.
![]() |
Post 1 | Date Sent: July 25th, 2011 |
![]() |
Post 2 | Date Sent: August 10th, 2011 |
![]() |
Post 3 | Date Sent: August 15th, 2011 |


Stanny grew up relying on her father (the 'R' of H&R Block), then her husband, to manage her money. The insights she gleaned from a personal crisis became the core of her first book, Prince Charming Isn't Coming: How Women Get Smart About Money. Her mission to help women reach their true earning potential led her to write Secrets of Six Figure Women and Overcoming Underearning®: A Five Step Plan to A Richer Life.

After a long career in the non-profit world, Joanne, 59, was laid off. She feels like a "classic underearner", but now she has to overcome old patterns because her husband retired prematurely—and they are relying on home equity loans to pay the bills. "I need a job now!"
The Earning Fix
The Gist
After reviewing Joanne's long-time pattern of underearning, Babara Stanny had six words for her: "You have to change your story."
![]() |
Post 1 | Date Sent:August 2nd, 2011 |
![]() |
Post 2 | Date Sent:August 16th, 2011 |
![]() |
Post 3 | Date Sent:September 6th, 2011 |


J.D. Roth is an accidental personal-finance expert, a regular guy who found himself deep in debt and turned his life around. In 2006, he started the award-winning blog Get Rich Slowly, which was recently named one of the best blogs of 2011 by TIME. Roth is also the author of Your Money: The Missing Manual.

BIO: Living in Phoenix, even on her starting teacher's salary, 26-year-old Christine realized it would be smarter to buy a house than keep renting. All she needs is about $4,000 more!
The Saving Fix
The Gist
Working more to save more isn't a problem for Christine—it's following J.D. Roth's advice to get real about her spending.
![]() |
Post 1 | Date Sent:July 27th, 2011 |
![]() |
Post 2 | Date Sent:August 22nd, 2011 |


The ExpertManisha Thakor
Manisha Thakor is a former portfolio manager turned financial literacy advocate for women. She is a the co-author of two critically acclaimed personal finance books: ON MY OWN TWO FEET and GET FINANCIALLY NAKED. Manisha earned her MBA from Harvard Business School.

BIO: At 37, an avid rock climber and long-time member of the Colorado Air National Guard (and former fire fighter!), Julie has done it all—or almost. The only area where she's not on top of her game: Investing. She and her husband need a real plan, stat.
The Investing Fix
The Gist
Julie has no fear when it comes to scaling a rock wall, but Wall Street is another story. Manisha Thakor is helping her take on the investing world one easy step at a time.
![]() |
Post 1 | Date Sent:August 4th, 2011 |
![]() |
Post 2 | Date Sent:August 25th, 2011 |
![]() |
Post 3 | Date Sent:September 7th, 2011 |

Michelle Singletary writes the award-winning "Color of Money" column for the Washington Post; it's syndicated in more than 100 newspapers nationwide. She is the author of three books, including "The Power to Prosper."

BIO: Kerry is 39 and living in Alaska--while her military husband just got reassigned to Texas. He's taking their two daughters, but she's decided to stay behind in Alaska and pursue her career and a second Masters. Is this the best way to spend her money?
The Spending Fix
The Gist
Kerry's husband and kids may be on their way to Texas, but Michelle Singletary says that even living solo in Alaska, Kerry has a lot to look at if she's going to get a grip on her spending.
![]() |
Post 1 | Date Sent:July 29th, 2011 |
![]() |
Post 2 | Date Sent:August 19th, 2011 |






