Maybe thinking about a bank account doesn’t evoke that special flutter you get when you look into the eyes of your darling. But here’s an idea:

Open a love account—a special savings fund you and your sweetie both pay into and withdraw from... under one condition:

It’s just for the two of you.

Why? Playing house with a joint savings account is a warmer way to get into the habit of making financial decisions together. The stakes are low and the rewards high.

Tap your love fund to pay for a vacation, a nice dinner out, or maybe a new loveseat for you two to curl up on and watch “The Walking Dead.”

Needless to say, the exercise of common goal-setting and financial planning will come in handy in the future (see: Paying for College).

Discuss. How do you make money fun with your honey?