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Jocelyn Black Hodes

Ask an Advisor: How Much Is My Home Worth?

How can I found how much my home is worth? Diane, Los Angeles, CA Whether you are planning to sell your home, refinance or take out a home equity loan or line of credit, you need to know the current market value of your home. This can differ...

Ask an Advisor: What Is the Capital Gains Tax?

What is the capital gains tax, and how can I calculate mine? — Elyse, New Jersey We all know that the IRS wants a piece of everything we earn, whether it’s our salary or investments. Generally, the capital gains tax is a percentage owed to the...

7 Warning Signs You’re In Financial Trouble

I vividly remember being in my kitchen a couple years ago and having to decide between two bills to pay: our mortgage or day care. My husband has recently gotten laid off for the second time in four years, and in the meantime, we had doubled our...

Ask an Advisor: What Is the Inheritance Tax?

What is the inheritance tax? Receiving an inheritance usually comes with paying an inheritance tax, depending on where you live or where the deceased lived. An inheritance tax is a state tax (or county tax, in one case) imposed on beneficiaries...

10 Habits of High Net-Worth Women

As a financial advisor, I have occasionally found myself feeling envious of certain clients. Not because of their wealth — but because they were disciplined and determined enough to do all the right things that enabled them to accumulate their...

Ask an Advisor: What Is Self-Employment Tax?

What is self-employment tax, and how do I figure out how much I owe? The self-employment tax, aka the SE or SECA (Self-Employment Contributions Act) tax, is essentially the same as the FICA tax that is paid by employers and employees for Social...

Ask an Advisor: How Much Is Homeowners Insurance?

How much is homeowners insurance? This is one of the first questions you should ask when preparing to buy a new home. That’s because you need to have a good idea of your total potential housing expenses when determining how much house you can...

10 Ways to Save on Homeowners Insurance

Protecting the roof over your head comes with a price, but it doesn’t have to.

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